{"id":1054,"date":"2023-03-16T10:43:28","date_gmt":"2023-03-15T23:43:28","guid":{"rendered":"https:\/\/ghfs.com.au\/?page_id=1054"},"modified":"2023-04-18T15:34:23","modified_gmt":"2023-04-18T05:34:23","slug":"dispute-resolution","status":"publish","type":"page","link":"https:\/\/ghfs.com.au\/dispute-resolution\/","title":{"rendered":"Dispute Resolution Policy"},"content":{"rendered":"\n<p>We are committed to providing you with the best possible service, however we understand there may be times where you are not satisfied. If this occurs please inform us verbally or in writing with the exact details of your complaint, so we can work towards a prompt and fair resolution.<\/p>\n\n\n\n<p>We at Greg Hearn Financial Solutions believe that it is essential for our customers to be able to identify and deal with a broker who has the ability, authority and proper training to hear and respond appropriately to any complaints or disputes. &nbsp;<\/p>\n\n\n\n<p>We are mindful of the need to ensure that consumers are treated fairly and with respect during the complaints handling process.&nbsp;Any dissatisfaction will be handled in an efficient, timely and effective manner in accordance with ASIC regulations of Internal Dispute Resolution (IDR).<\/p>\n\n\n\n<p>We are a member of the Mortgage &amp; Finance Association of Australia (MFAA) and as such we are also subject to the requirement to have in place an Internal Dispute Resolution procedure.&nbsp;<\/p>\n\n\n\n<p><strong>Our Internal Dispute Resolution Process<\/strong><\/p>\n\n\n\n<p><strong>Receiving complaints<\/strong><\/p>\n\n\n\n<p>You can lodge complaints by contacting Greg Hearn, the Complaints Officer by:<\/p>\n\n\n\n<ul>\n<li>telephoning 02 8543 4200<\/li>\n\n\n\n<li>e-mailing&nbsp; greg@ghfs.com.au<\/li>\n\n\n\n<li>writing to PO Box 89, Merimbula NSW 2548<\/li>\n<\/ul>\n\n\n\n<p>or by speaking to any representative of our business who will refer you to the Complaints Officer.<\/p>\n\n\n\n<p>You should explain the details of your complaint as clearly as you can.&nbsp; You may do this verbally or in writing.<\/p>\n\n\n\n<p>When we receive a complaint, we will attempt to resolve it promptly.&nbsp; We hope that in this way we will stop any unnecessary and inappropriate escalation of minor complaints.&nbsp;<\/p>\n\n\n\n<p>We will observe the following principles in handling your complaint:<\/p>\n\n\n\n<ol type=\"1\" start=\"1\">\n<li>there is no requirement for face-to-face contact between you and us, although it may be useful for us to come to a satisfactory resolution;<\/li>\n\n\n\n<li>we expect that both parties will make a genuine attempt to resolve a complaint promptly;<\/li>\n\n\n\n<li>we expect that both parties will provide all essential and relevant information, documents, written statements and any other materials that may properly and reasonably be believed to assist in resolving the complaint;<\/li>\n\n\n\n<li>we expect that both parties will comply with all reasonable requests from the other party to provide information within a reasonable time frame.&nbsp;<\/li>\n<\/ol>\n\n\n\n<p><strong>Our External Dispute Resolution Scheme (<\/strong><strong>ASIC Approved External Dispute Resolution (EDR) Scheme)<\/strong><\/p>\n\n\n\n<p>We hope that you will be satisfied with how we deal with your complaint. However, if your concerns remain unresolved, or you have not heard from us within 45 days, then you can have your complaint heard by an independent party.<\/p>\n\n\n\n<p>The complaint can be lodged with the Australian Financial Complaints Authority (AFCA):<\/p>\n\n\n\n<p><a>Online:&nbsp;&nbsp;&nbsp; www.afca.org.au<\/a><\/p>\n\n\n\n<p>Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; info@afca.org.au<\/p>\n\n\n\n<p>Phone:&nbsp;&nbsp;&nbsp; 1800 931 678 (free call)<\/p>\n\n\n\n<p>Mail:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Australian Financial Complaints Authority, GPO Box 3, Melbourne VIC 3001<\/p>\n\n\n\n<p>Time limits may apply to complain to AFCA and so you should act promptly or otherwise consult the AFCA website to find out if or when the time limit relevant to your circumstances expires.<\/p>\n\n\n\n<p>External dispute resolution is a free service established to provide you with an independent mechanism to resolve specific complaints.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":5,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/ghfs.com.au\/wp-json\/wp\/v2\/pages\/1054"}],"collection":[{"href":"https:\/\/ghfs.com.au\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ghfs.com.au\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ghfs.com.au\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/ghfs.com.au\/wp-json\/wp\/v2\/comments?post=1054"}],"version-history":[{"count":3,"href":"https:\/\/ghfs.com.au\/wp-json\/wp\/v2\/pages\/1054\/revisions"}],"predecessor-version":[{"id":1325,"href":"https:\/\/ghfs.com.au\/wp-json\/wp\/v2\/pages\/1054\/revisions\/1325"}],"wp:attachment":[{"href":"https:\/\/ghfs.com.au\/wp-json\/wp\/v2\/media?parent=1054"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}