{"id":1075,"date":"2023-03-16T10:59:18","date_gmt":"2023-03-15T23:59:18","guid":{"rendered":"https:\/\/ghfs.com.au\/?page_id=1075"},"modified":"2024-04-18T13:05:04","modified_gmt":"2024-04-18T03:05:04","slug":"guides","status":"publish","type":"page","link":"https:\/\/ghfs.com.au\/guides\/","title":{"rendered":"Guides"},"content":{"rendered":"
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HOME<\/a> > RESOURCES<\/a> > GUIDES<\/a> <\/p>\n\n<\/div>\n\n

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What happens when your fixed rate term ends?<\/strong><\/a><\/h2>\n\n

As the end of your fixed rate term approaches, it\u2019s important to plan ahead and talk to your mortgage broker about what your new, or roll-off, interest rate and repayments might be and what your options are.<\/p>\n<\/div><\/div>\n\n

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What is refinancing and when should I refinance?<\/strong><\/a><\/h2>\n\n

Refinancing involves reviewing your current mortgage, and potentially swapping your loan to another lender, who can better meet your current needs, wants and circumstances.<\/p>\n<\/div><\/div>\n\n

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When was your last home loan health check?<\/strong><\/a><\/h2>\n\n

Circumstances can change, leaving your home loan less suitable than it was originally. A home loan health check can reveal if you\u2019re paying too much.<\/p>\n<\/div><\/div>\n\n

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What comes first: The property or the loan?<\/strong><\/a><\/h2>\n\n

In the instance that you find and secure the purchase of a home without having your loan pre-approved by a lender, there are a few pitfalls that you risk running into.<\/p>\n<\/div><\/div>\n<\/div>\n\n<\/div><\/div>\n\n

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Request a Complimentary Property Report<\/span><\/div>

Subscribe to my monthly newsletter to receive a complimentary property report, and never miss the news.<\/p>\n<\/div><\/div><\/div><\/div>