General Disclaimer

The information in this website and the links provided are for general information only and should not be taken as constituting professional advice from the website owner – Greg Hearn Financial Solutions Pty Ltd ACL 389792. It is to be used as a guide in purchasing a home and attaining the finance needed to do so. The information offered by us on this website has been given in good faith.

As lenders reserve the right to change the terms and conditions of loans without notice to us it is advised that you carefully check the legal and commercial documentation provided by the lenders before formally agreeing to a loan. We recommend that you consult your financial adviser and solicitor before acting on any information provided on www.ghfs.com.au and before exchanging contracts on a property.

The role of Greg Hearn Financial Solutions Pty Ltd is to provide information on home loan products and to help you attain the right loan that is not unsuitable for your needs. This process includes assisting you in completing the loan application form, lodging it to the chosen lender and following its progress until approval.

Every effort has been made to ensure the accuracy of the information contained on the Greg Hearn Financial Solutions Pty Ltd website. However, as the mortgage market is continually evolving, no guarantees are given that the information contained within the Greg Hearn Financial Solutions Pty Ltd website is currently correct. Greg Hearn Financial Solutions Pty Ltd shall bear no liability to any person or entity with respect to any inaccuracy, misleading information, loss or damage caused directly or indirectly by the information contained on the website.

YouTube Disclaimer

The Listener acknowledges, consents and agrees that:

  • The Listener’s access to and viewing of the content presented on the Channel is subject to this Disclaimer and you agree to be unconditionally bound by this Disclaimer.
  • Any information provided by us is conveyed as general information and for general information, educational or other non-advice related purposes only.
  • We have not taken the Listeners’ personal and financial circumstances into account when providing information.
  • We must not and have not provided legal, financial, investment and/ or taxation advice, recommendation, or guidance to the Listener.
  • The information provided by us must be verified by the Listener or an independent professional advisor including a legal, financial, taxation, accounting or other relevant advisor prior to the Listener acting or relying on the information.
  • The information may not be suitable or applicable to the Listener’s individual circumstances, needs, objectives or financial situation.
  • All information and content provided by us is given in good faith and has been derived from sources believed to be accurate. However, the information is selective and may not be verified by us. Information provided by us on this Channel may not be complete or accurate for your purposes and we make no representation or warranty of any kind as to the accuracy or completeness of the information provided. It is general information only and should not be relied upon for any purpose.
  • We do not give any warranty of reliability or accuracy nor do we accept any responsibility arising in any other way including by reason of negligence for, errors in, or omissions from, the information on this Channel (whether under law, contracts, or torts) and we do not accept any liability for any expenses, losses or damages, however caused, directly and/ or indirectly as a result of any person relying on any information on this Channel or being unable to access this Channel. You expressly agree that your browsing of this Channel is entirely at your own risk.
  • We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, and we have not provided financial services to the Listener.
  • You agree that Australian Law will govern this Disclaimer and the Channel. Any dispute arising out of, or in connection with the Channel will be subject to the exclusive jurisdiction and venue of the federal and state courts within Australia

Calculators and tools

The information provided by the calculator is intended to provide illustrative examples based on stated assumptions and your inputs. Calculations are meant as estimates only and it is advised that you consult with a mortgage broker about your specific circumstances.

Greg Hearn Financial Solutions Pty Ltd provides no warranties and makes no representation that the information provided by the calculators and tools is appropriate for your particular circumstances or indicates you should follow a particular course of action.


We link to external sites for your convenience. We are selective about which external sites we link to, but we do not endorse external sites. When following links to other websites, we encourage you to examine the copyright, privacy and disclaimer notices on those websites.

We regularly maintain links but please email [email protected] report any broken links.